Today's article has some basic advice for selecting and customizing some form of banking. If you're moving away from home for the first time, or even if you're an established student still using your parents' banking resources, you may need to consider your own independent account.
A minor plug (not right for everyone, but still worth considering): I've been using Niagara University's credit union as long as I've been here--http://allianceniagara.com/.
No-fee checking (although you do have to pay for the checks). An on-campus branch, open during "bankers' hours" (generally until mid-day). Nice folks behind the counter. Online access. A board of trustees and oversight folks whose names you can look up in the NU phone directory. Member-owned, meaning nobody is trying to turn a profit, nickel and diming you to death, by charging fees left, right and center.
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