http://www.youneedabudget.com/blog/2014/ynab-is-now-free-for-college-students/
You Need a Budget -- that's the name of the organization -- is giving away its software to students. All you have to do is supply some minimal information in order to receive a free copy of this personal budgeting software.
I am neither endorsing nor warning you away from this commercial product -- rather, I am passing along this information because it seems relevant to Niagara University students.
Happy budgeting!
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